Water Damage Restoration
Rapid extraction, industrial drying, and full reconstruction after burst pipes, leaks, or overflows anywhere in Florida.
FL · 24/7 Fire + Water Emergency Response
Water & Fire Damage Restoration
Across Florida
Florida's fire risk is often hidden in the aftermath of hurricanes. Ian (2022) and Milton (2024) damaged countless electrical systems, and flooded wiring causes structural fires days or weeks later. Lightning also sparks scrub pine wildfires during dry season. You need a Florida crew that understands both storm-water and post-storm fire risks.
Licensed in Florida
All Insurers Accepted
IICRC Certified
Every minute matters. Water damage doubles in 24 hours. Mold starts within 48. Smoke contamination penetrates HVAC fast. Call a FL crew now →
22.6M
Florida residents served
67
Counties with dispatch coverage
#1
In U.S. flood insurance claims
24/7
Hurricane season response
Florida Risk Profile
Why Florida Homes Face Unique Water Damage Risks
No state in America experiences more water damage than Florida. Hurricane Ian (September 2022) caused $112 billion in damage — the costliest in state history — while Hurricane Milton (October 2024) brought renewed devastation to the Gulf Coast. But tropical storms are only half the story.
Florida's year-round 60-80% humidity creates continuous mold risk in any water-damaged structure. The window between a leak and visible mold colonization can be as short as 24-48 hours — far faster than any other U.S. climate. Limestone-based soils across Central Florida cause sinkhole-related plumbing failures, and year-round AC condensate lines are a leading cause of ceiling water damage statewide.
Major Hurricanes
Florida averages 1-2 hurricane landfalls per decade in recent years — Ian, Ida, Irma, Michael, Milton all caused billions in residential water damage.
Rapid Mold Growth
Florida's climate accelerates mold colonization to 24-48 hours after water exposure — far faster than the U.S. average of 72 hours.
Sinkhole Plumbing Damage
Central Florida's limestone bedrock creates sinkhole events that fracture buried pipes, often without visible ground collapse.
AC Condensate Leaks
Year-round cooling loads make Florida the nation's #1 state for AC-related ceiling water damage — often hidden until drywall stains appear.
Post-Hurricane Electrical Fires
Hurricane-damaged wiring, flooded breaker panels, and saturated insulation ignite fires days or weeks after storms pass. Ian and Milton created thousands of delayed-fire restoration cases across FL.
Scrub Pine Wildfires
Florida's scrub pine ecosystems burn rapidly during dry season. Lightning-caused fires in Central and North FL regularly threaten residential areas along the WUI (wildland-urban interface).
Florida Coverage
Cities We Serve Across Florida
Certified crews dispatched across every major FL metro and surrounding communities.
Jacksonville
St. Johns River flooding
Miami
King tide + storm surge
Tampa
Gulf hurricane exposure
Orlando
Inland flash flooding
St. Petersburg
Peninsular flood risk
Hialeah
Tropical storm flooding
Fort Lauderdale
Coastal + canal network
Tallahassee
Panhandle hurricane zone
Port St. Lucie
Treasure Coast storms
Cape Coral
Ian recovery ongoing
Naples
Southwest FL hurricanes
Pensacola
Gulf panhandle exposure
Full-Service Restoration in Florida
What We Restore
Flood Cleanup
Storm, hurricane, or groundwater flooding — full pump-out, sanitization, and structural drying by local FL crews.
Fire & Smoke Damage
Soot removal, odor neutralization, and full rebuild with certified fire restoration crews.
Mold Remediation
Lab-tested identification, safe containment, and EPA-approved removal with a written warranty.
Structural Drying
Commercial-grade dehumidifiers, air movers, and moisture mapping to save Florida floors, walls, and framing.
Sewage Cleanup
Biohazard-certified extraction, disinfection, and odor control for Category 3 "black water" events.
For Florida Homeowners
Florida's Post-Reform Insurance Landscape
Florida's property insurance market underwent major legislative reform in 2022-2023. HB 837 and CS/SB 2A dramatically tightened claim timelines and restricted the Assignment of Benefits (AOB) practices that had plagued the market. Post-loss hurricane claims now have a one-year filing deadline, and contractor-direct payment assignments are limited.
Contractors performing restoration work in Florida must hold appropriate licenses from the Department of Business and Professional Regulation (DBPR). Mold assessors and remediators specifically require state licensing under Chapter 468, Part XVI, Florida Statutes — a distinction from most other states. Every Florida-assigned contractor in our network holds active DBPR licensing and, where required, state mold credentials.
Florida participates in the federal NFIP program and offers state-level Citizens Property Insurance as a last-resort carrier for policyholders unable to find coverage in the private market.
From Florida Customers
Real People. Real Emergencies.
★★★★★
"Crew was here in under an hour and handled my insurance from start to finish. I didn't have to fight with anyone. Saved me thousands."
SR
Sarah Reyes
Miami, FL · Verified Customer
★★★★★
"Professional, fast, and honest about what needed to be done. The FL team clearly knew what they were doing — no upsells, no surprises."
DC
David Chen
Tampa, FL · Verified Customer
★★★★★
"I called at 3 AM expecting voicemail. Got a real person, and a crew was at my door by 4:15. They took photos for insurance and started pumping immediately."
CV
Carmen Vega
Orlando, FL · Verified Customer
Florida FAQs
Good Questions. FL Answers.
Can a Florida hurricane cause fire damage after the storm passes? +
Yes — and it's common. Hurricane-damaged electrical systems, flooded breaker panels, and saturated insulation ignite structural fires days or weeks after the storm. After Ian (2022) and Milton (2024), thousands of FL homes needed both water AND fire restoration. Always have damaged electrical systems inspected by a licensed electrician before restoring power.
Do you handle wildfire and smoke damage in Florida? +
Yes. Though Florida is best known for hurricane-driven water damage, wildfires do occur — particularly in scrub pine ecosystems in Central and North FL during dry season. Our FL crews handle soot removal, smoke odor neutralization, and full rebuild under Florida's DBPR licensing requirements.
What changed with Florida's Assignment of Benefits (AOB) laws? +
Before 2022, Florida homeowners could assign their entire insurance claim to a contractor, who would then bill the insurer directly. This led to widespread litigation — roughly 76% of all property insurance lawsuits nationwide were filed in Florida. HB 837 and CS/SB 2A largely eliminated one-way attorney fee shifting and tightened the rules around AOB. Today, homeowners maintain more direct control over their claims, and contractors work under traditional payment structures.
How fast does mold actually grow after water damage in Florida? +
Florida's combination of heat and humidity is uniquely favorable to mold. Under Florida conditions, most molds begin colonizing within 24-48 hours of water contact on porous materials (drywall, carpet pad, wood) — roughly half the time it takes in drier climates. This is why Florida water damage restoration emphasizes immediate extraction and aggressive drying: delay of even 24 hours can convert a water-only claim into a water + mold claim.
Do I need separate flood insurance in Florida? +
Almost certainly yes. Standard Florida homeowners policies exclude flood damage (any rising water — storm surge, river overflow, hurricane flooding). If your home is in a FEMA-designated Special Flood Hazard Area (SFHA), flood insurance through NFIP is typically required by your mortgage lender. Even outside SFHAs, Ian and Milton flooded thousands of homes that had never flooded before — and whose owners had declined flood coverage.
How long do I have to file a hurricane claim in Florida? +
Under the 2022 reforms, you have one year from the date the hurricane struck to file a new claim, and 18 months to file a supplemental or reopened claim. This is significantly shorter than the previous three-year window. If your home was damaged in a named storm, start the process immediately — document everything, contact your insurer, and get a licensed adjuster or contractor involved quickly.
What is Citizens Property Insurance and do I qualify? +
Citizens is Florida's state-run insurer of last resort, created by the legislature in 2002. You qualify if no private-market policy is available at comparable rates (generally, if a private quote exceeds Citizens' rates by more than 20%). Citizens covered roughly 1.2 million Florida policies at its 2023 peak, though recent private-market depopulation efforts have reduced that count. Citizens coverage is legitimate and widely accepted — any licensed Florida restoration contractor will work with Citizens claims.
Don't Wait. Florida Fire + Water Damage Only Gets Worse.
One call connects you with a licensed Florida crew certified for both fire and water restoration — insurance handled, restoration started today.